More workers are asking for an emergency savings account as a job benefit. More than half of employees live paycheck to paycheck according to Bankrate... so it is no wonder 60% of American's don't have enough money in an emergency fund. Could employees help with that? Dave and Debbie speak with DMBA Certified Financial Planner, Shane Stewart about if this is something employers could offer. Dave also thinks this could be a great thing to do with kids. Heather Kelly, Host of the Money-Making Sense Podcast joins the show to discuss how this could help incentive kids to save.