How many credit cards do you have in your wallet? Do you get cash back? Maybe you prefer points or rewards. Companies spend a lot of money – marketing credit cards trying to get our business. The benefits may sound exclusive, but a lot of them are actually standard across the industry. Today, we’re talking with Sara Rathner, a credit card expert at NerdWallet, about some of the so-called benefits that you don’t need to worry about and how to compare cards to find out the best option for you.