The school year is heating up once again and many colleges and universities will start classes in the next few weeks. But there's one detail that's often overlooked. We're talking about insurance, specifically "rental insurance." If your college student is living in a dorm or in an apartment for the first time, what does rental insurance cover and is it worth it. On this episode, we're joined by Tez Adams joins, an insurance specialist with State Farm and says many renters don't know about rental insurance until something happens and then they need it.