In this episode of PennyWise, host John Kiernan and guest Brett House, a Professor of Economics at Columbia Business School, talk about how a 10% cap on credit card interest rates would affect consumers and the economy. John and Brett discuss the winners and losers of a 10% rate cap, along with other ways to address affordability concerns.
More on this episode from WalletHub:
If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get a personalized debt repayment plan, along with budgeting tools, credit-improvement help, identity protection and more.
February 10th, 2026, 02:00 pm
PennyWise: Personal Finance & Travel Tips
10% Credit Card Rate Cap: Winners, Losers & Alternatives
00:00
19m
Published February 10th, 2026, 02:00 pm
Description
In this episode of PennyWise, host John Kiernan and guest Brett House, a Professor of Economics at Columbia Business School, talk about how a 10% cap on credit card interest rates would affect consumers and the economy. John and Brett discuss the winners and losers of a 10% rate cap, along with other ways to address affordability concerns.
More on this episode from WalletHub:
If you want to take your finances to the next level, sign up for a WalletHub Premium subscription. You can get a personalized debt repayment plan, along with budgeting tools, credit-improvement help, identity protection and more.
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PennyWise: Personal Finance & Travel Tips
PennyWise is a show about money, personal finance, investing and travel. The program features a variety of financial experts who can help save you money.
